Finances and Economy in Pictures

This Friday it's all about InfoGraphics. It's amazing how the good ones are able to convey a lot of information in a single picture!

Click on the graphic for larger sizer and better resolution image.

Economy and Unemployment

The Geography of Recession

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Why Should You Use ZOPA?

ZOPA is a pioneer in social lending. You might have heard about it as a peer-to-peer lending and I am fascinated by this idea!

It's quite simple: financial transactions take place between the individuals without any intermediate financial institutions. And Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000

Lending and borrowing from person to person like it was done hundred of years ago... But apart from its nostalgic value social lending has a lot of benefits for the participating individuals.

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What Budgeting can Learn from Dieting

Getting spending under control has something very similar to loosing weight. Spending money gives us a "good mood" kick as a piece of chocolate does too. As with dieting - budgeting is all about helping spend less than you earn (eat less than you normally would), it's about identifying why you overspend (overeat), what triggers your behaviour and what to do about it.

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4 Steps to Tackle Debt Successfully

It’s certainly easy enough to get yourself into debt, but when it comes to becoming debt free most people struggle for their entire lives without ever fully experiencing a debt free existence.
There are many ways to deal with debt but following four steps I found most useful for us, so I wanted to share them with you.

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America's Recovery

It's not all doom and gloom!


click on the image to enlarge. image by pelosi

Get smarter with your money, get updates straight to YOUR EMAIL or RSS Feed now!

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Consumer Debt in a Picture

And because a picture speaks better than thousand words ... here is a quick and painful overview of the rise of the consumer debt in America

as found at www.visualeconimics.com

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Carnival of Personal Finance – Support Haiti Edition

I am very please that my recent post about Budgeting has been accepted into the current Personal Finance carnival, this time being hosted by Million Dollar Journey.

It is a clearly written, accurate, informative, not over-selling an idea, just telling you what you need to know blog about personal finance and investment from Canada.

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Feel Down Because You are in Debt? - Here, Get Some Forbidden Joy

Our parents taught us not to enjoy other people's suffering as it is unkind and something one just "doesn't do" … I agree, but boy is it mood enhancing!

I truly thought our finances were a mess, and we are one of the worst organised and "in control" couples! I felt really bad, depressed and stupid quite a lot recently…

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How to Find Out If You Can Afford Your Job

I've been inspired by the power of financial visualisation.

So, below is a pretty picture of how many days in a month me and my husband need to work to pay for our living. The most depressing part of the picture below is that it takes us 9 working days each month to earn enough to be able to ... well, go to work!

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Budget: 16 Gold Nuggets of Budgeting

I've spent a considerable amount of time finding out as much as I could about budgeting before I actually created one.

So I thought, others may find it useful  if I shared what I’ve learned while researching this topic for myself.

Couple of  things I want to point out before diving into the bottomless topic of budgets. I have:

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Debt: the true Cost of Christmas

The new numbers are in: Almost 4 million people in the UK have already gone into debt to pay for Christmas this year (aka in 2010!), according to research released today by R3, the insolvency trade body.

The research also finds that

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Personal Finance: 10 Sites to Get You Started

If you feel the time has come to sort out your finances consider following these easy steps. It is not a comprehensive list but something that I have tried out myself. This list focuses on basic steps that are very important to get right. It might take a day, but most likely to

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Paying Your Bills Off

Recently a billpayregistry site has been launched that allows you to register online bills you need paying and than let your friends and family contribute towards the outstanding amount. There is no way

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