5 Steps to Set Up Your Finances When Immigrating to Australia - Part 1

This is the first part of a guest post from Australia. Today we will find out about opening an account and transferring money and next time we will get some useful information about how to rent and buy a house in Australia as well as how to get the best deal on Australian credit cards.

Fred is a personal finance writer at Credit Card Daily. He helps people to compare balance transfer credit cards online.

Immigrating to a new country and starting a new life can be both an exciting, but stressful time. However, to make sure you control as much stress as possible surrounding your immigration to Australia, follow these five simple steps to set up your finances.

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Finances and Economy in Pictures

This Friday it's all about InfoGraphics. It's amazing how the good ones are able to convey a lot of information in a single picture!

Click on the graphic for larger sizer and better resolution image.

Economy and Unemployment

The Geography of Recession

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Success or Failure - How Color Determines The Fate

Recently I have been writing about the effect color has on our decision making. Yesterday I came a cross another article that explores how different brands choose colors for their logos.

Has it ever occurred to you why you feel safer in one store and more energetic in another one? Have you ever noticed that landing on some web page you feel like clicking some button/link and keep browsing the site? While other pages prompt you to stay and keep reading?

Research conducted by the secretariat of the Seoul International Color Expo 2004 documented the following relationships between color and marketing:

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Russian Women and Their Money

Penny Farthing, in her personal finance blog,  published an interesting article about money in Japan and it inspired me to write a similar post about money and Russian women!

• In traditional Russian families it is very common that women look after the day to day budget and men tend to get some spending money handed out.
  
• Both man and woman are likely to have saved some money from their salaries without disclosing it to their partners. A man would call it...
  
  

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Where Does All the Money Go? - Here!

visualeconomics.com delivered another great piece of complex numbers crunching in a nice diagram... a lot to think about! I just wonder ... why didn't they included debt repayments?

To view the image please click on it to expand

Get smarter with your money, get updates straight to YOUR EMAIL or RSS Feed now!

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10 Most Popular Articles About Money

So many things are about money in this life!
This Friday I want to share with your 10 articles - useful, funny or informative and all about money...
But first lest's have a look at this pretty little chart! What do you think about it? And - more importantly what result did you get?


Just click on it to enlarge for better quality

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5 Tricks to Convince a Tightwad to Buy

So, you think you have it under control?
You can’t be lured into spending more than you want? Think again!

Here are some marketing tricks aimed to overcome the defence of a conscious buyer… By the way, making lists prior shopping won’t really help you either!

As I mentioned earlier when we spend money an area in our brain gets activated that is also responsible for processing physical pain signals. To reduce this feeling of pain clever retailers...

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What Colour Is Your Shopping Trolley

Now, we all might think of ourself as quite smart shoppers, armed with a shopping list, adhering to a set budget, but unfortunately for us our decisions are much more guided by our subconscious rather than rational thinking. There is a whole science behind how products are organised, labels are written and sections are ordered to guide us through the shops. According to the research

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Discover Your Personal Model of Success in 10 minutes

Let’s have a look at what success means for you and what do you REALLY want?

Once you’ve identified what type of success you really want and what underling values fuel your motivation you than also can identify how your money spending behaviours tie in with the overall picture and hence it should become easier to adjust them if you need.

Your definition of success is likely to fall into one of the following three categories:

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Feel Down Because You are in Debt? - Here, Get Some Forbidden Joy

Our parents taught us not to enjoy other people's suffering as it is unkind and something one just "doesn't do" … I agree, but boy is it mood enhancing!

I truly thought our finances were a mess, and we are one of the worst organised and "in control" couples! I felt really bad, depressed and stupid quite a lot recently…

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New Business Idea for a Stay-at-Home Mum

I have been recently writing about Martin Lindstrom and his research in neuromarketing.
In his interview to Parade Magazine he has outlined best ways to keep us away from temptations while shopping.

Some of his suggestions are obviouse, but others were quite unusual

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It's Friday, Amen!

Something very interesting happened this morning. You know how obsessed I am with changing my "spending on coffee" habit!

I think today I have unintentionally experienced the impact of what they call "setting small achievable goals"!

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When is it wrong to save?

Three years ago my husband to be and I went shopping for my engagement ring. We ended up buying it from Theo Fennell in Selfridges. The engagement ring did cost my husband about £3000.
Good quality jewellery is an investment, not a particularly good one but it doesn't depreciate

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5 Retail Sneaky Strategies You Need To Be Aware Of!

Yesterday I was ranting about people getting into debt during Christmas. Not saving for future purchases is only one piece of the "special occasion" debt. The other piece is the retail tricks used to lure us into spending more.

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Budget: 16 Gold Nuggets of Budgeting

I've spent a considerable amount of time finding out as much as I could about budgeting before I actually created one.

So I thought, others may find it useful  if I shared what I’ve learned while researching this topic for myself.

Couple of  things I want to point out before diving into the bottomless topic of budgets. I have:

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Spending: 4 Things To Watch Out For On a Menu

The bad news first: even if you are aware of the influence a carefully designed menu will have on your decision making you won’t be able to do much about it! The good new is: at least you could try and sometimes re-consider your choices!
There is a lot of research on how combination of products presented to us and

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Debt: the true Cost of Christmas

The new numbers are in: Almost 4 million people in the UK have already gone into debt to pay for Christmas this year (aka in 2010!), according to research released today by R3, the insolvency trade body.

The research also finds that

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Personal Finance: 10 Sites to Get You Started

If you feel the time has come to sort out your finances consider following these easy steps. It is not a comprehensive list but something that I have tried out myself. This list focuses on basic steps that are very important to get right. It might take a day, but most likely to

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Reading Our Mind

Martin Lindstrom, an advertising and marketing consultant and the author of "Buyology: Truth and Lies About Why We Buy", sais:

"The problem is, online people are not aware of how stupid they can be"

There has been a lot of research in

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Moderator vs. Abstainer

I really like this article from Gretchen Rubin who runs her Happiness Project. She writes about two ways of how you can approach changing your behavior. Gretchen suggests there are two types of peopel- a moderator and an abstainer. So, would you rather

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